We did have a couple of significant downdrafts in the equity markets when Yellin just mentioned an interest rate increase recently, so no, I think that a rate hike would have the effect of re-valueing various types of investments available in the broader economy almost immediately. This is a danger. I think that it would not necessarily effect the business of good investments, but it would re-value asset classes more broadly. If the return on fixed-rate investments rise, then some investment would shift from equities, and other higher risk asset classes to those perceived to be lower risk, if nothing else but the return on fixed-rate assets changes (rises) -- it's supply and demand.